Profile

How a Profile Works

Create
Profile

Your system creates
a persistent record

→

Submit
Application

Verification session
runs against Profile

→

Checks
Complete

Results written
back to Profile

→

Activate
Profile

Enables AML OGS

Single source of truth

All verified data from every verification session is written back to one persistent Profile. Store one profileId per user or company.

Survives multiple verifications

A user can complete multiple Applications over time, for example annual re-verification. Each result enriches the same Profile.

AML & Risk hub

Once activated, the Profile anchors AML Ongoing Monitoring (OGS) and ScoreCard risk scoring for the entity's lifetime.

Two types of Profiles

Individual

KYC — person identity

Individual Profile

Stores personal identity data, ID documents, selfie/liveness results, AML case references, and ScoreCard scores for a natural person.

View Individual Profile docs →

Company

KYB — business entity

Company Profile

Stores company registration data, associated individuals, ownership structure, AML screening records, and all KYB application history.

View Company Profile docs →

Profile Lifecycle

Every Profile starts in INIT state. As Applications progress, the Profile transitions through different states based on verification outcomes. Each state enables or disables different services and capabilities.

INIT

Profile created,
Applications running

→

ACTIVE

Verification passed
AML Monitoring enabled
ScoreCard enabled
Downstream services active

→

INACTIVE

pause
Monitoring disabled
Data retained
Can reactivate

State Transitions

From	To	Trigger	Effect
INIT	ACTIVE	Application passes (reviewAnswer = GREEN)	Enables AML Monitoring, ScoreCard, downstream services
ACTIVE	INACTIVE	Compliance team reactivates Profile	Re-enables monitoring and verification
INACTIVE	ACTIVE	Compliance team reactivates Profile	Re-enables monitoring and verification

Key Points

INIT → ACTIVE: Profile is activated when an Application successfully completes verification
ACTIVE ↔ INACTIVE is reversible: The compliance team can pause and reactivate Profiles at any time
Data persistence: All Profile data is retained when paused, allowing seamless reactivation
Service enablement: Only ACTIVE Profiles trigger downstream monitoring services (AML Monitor, ScoreCard, event notifications)