How KYC Works

The process of identity verification includes the following steps:

Application Initiated

A verification Application is created for the user with a configured KYC Level that includes Document Verification and Face Liveness Steps.

Document Upload

Users upload photos of their ID documents via WebSDK or MobileSDK during the Document Step. Alternatively, you can submit documents on behalf of users via API.

Document Verification & Validation

AdvanGuard checks the submitted documents for authenticity, image integrity, and extracts key identity data using OCR technology.

Data Extraction & Verification

The extracted data is validated against the document's original format and checked against external sources (if Database Validation is enabled). Additional verification Steps may run based on your Level configuration (e.g., Face Liveness, AML Screening).

Face Verification

If configured, users complete a Face Step to prove they are a real person and match the identity document photo.

Verification Result

The Application reaches a terminal state with a result of GREEN (pass) or RED (fail). You receive the verification result and handle it according to your compliance workflow.

Verification Outcome

Based on all checks and validations, the Application receives one of the following results:

GREEN The document is authentic, data is valid, and all checks passed. The user's Profile is activated and their verified information is stored.
RED The document failed one or more checks (authenticity, data validation, external checks). The user is notified and may resubmit.

The verified information is then available for downstream use (AML Monitoring, compliance reports, data prefill for future applications, etc.).