Individual Verification Level

Overview

A Verification Level defines the sequence of checks an applicant must complete to verify their identity. Each Level is composed of one or more of the following Steps, combined to meet specific compliance requirements and use cases.

Verification Steps

Document

Validates and extracts information from identity documents, including passports, national ID cards, driver's licenses, and visas. The system performs OCR to extract applicant data (name, date of birth, nationality, etc.) and validates document authenticity.

Face

Compares a selfie against the face photo in the submitted identity document. Confirms the applicant is the legitimate document holder, detects spoofing attempts, and verifies physical presence through liveness detection.

AML

Screens the applicant against global sanctions lists and compliance databases, including OFAC SDN, PEP (Politically Exposed Persons) lists, adverse media sources, and custom watchlists. Returns a pass/fail result based on configured thresholds.

Predefined Level Templates

This release includes three predefined Level templates. Each is pre-configured and ready to apply to your applicant flow.

Level Template	Steps Included	Typical Use Case
AML	AML	Standalone compliance screening without document collection
Identity Verification	Document + Face	KYC onboarding requiring identity confirmation
dentity Verification + AML	Document + Face + AML	Enhanced KYC for regulated industries requiring both identity and compliance checks

Step Execution and Outcome

Steps within a Level are executed in sequence. All Steps must pass for the applicant to be verified and approved. If any Step fails, the verification fails and the applicant is rejected.

Selecting a Level

Choose the Level that matches your compliance requirements. For guidance on selecting the right Level for your use case, or to discuss custom configurations, please contact our support team.