post
https://openapi.advance.ai/v1/individual/applications
Creates a verification application for the given externalUserId and levelId.
The verification workflow starts asynchronously. The response contains creation details;
use GET /v1/individual/applications/{applicationId} to retrieve status and results.
When the workflow requires applicant data collection, link contains the browser entry URL.
Otherwise, link is omitted.
An existing active application returns 409 active_application_exists, even for the same level.
Concurrent creation returns 409 application_create_in_progress; retry with backoff.
Active applications are not automatically resumed. Avoid duplicate submissions.
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